If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditions
Dustin McClellan
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 25 years of experience in high-level sales and team leadership, I bring a strategic, relationship-focused approach to helping clients navigate the mortgage process with confidence and clarity. My background includes 14 years as a District Sales Manager with Medtronic Spine, where I led a $26 million portfolio and a top-performing team known for exceeding goals and delivering outstanding service.
As a licensed Loan Officer with Loan Factory, I specialize in guiding homebuyers through the financing process—from pre-approval to closing—ensuring they understand their options and secure the best loan for their needs. Whether you're purchasing your first home, refinancing, or exploring investment opportunities, I’m here to simplify the process, provide sound guidance, and advocate for your financial goals.
Clients value my attention to detail, clear communication, and the personalized support I bring to every transaction. I treat each client relationship with the care and respect it deserves, making sure you feel informed and empowered every step of the way.
Outside of work, I enjoy spending time with friends and family, staying active, and getting outdoors with my Boxer, Tucker, who keeps me moving with his two daily walks. I'm also involved in my local church men’s group, and I love golf, wake surfing, weightlifting, and rooting for the Sacramento Kings, 49ers, SF Giants, and SDSU Aztecs. Health, nutrition, investing, and personal development are lifelong passions of mine.
How I Can Help:
✔ Home Purchase Loans
✔ Refinance Options
✔ FHA, VA & Conventional Loans
✔ First-Time Buyer Programs
✔ Personalized Mortgage Guidance
If you're looking for a mortgage professional who combines deep experience, genuine care, and clear communication, I’d be honored to help you reach your financing goals.
NMLS#: 2663665
License: CA, TN
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1871+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
